Privacy Policy & Terms of Use

Privacy Policy & Terms of Use

Effective Date: July 30, 2025
Last Updated: July 30, 2025

Ohio Insurance & Financial Services, LLC (“OIFS,” “we,” “our,” or “us”) values your privacy. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you visit our website [https://www.OHInsuranceServices.com] and interact with our services.

We may collect the following types of information:

1. Personal Information You Provide:

• Name
   
• Email address
   
• Phone number
   
• Mailing address
   
• Business information
   
• Insurance policy data
   
• Employment application data (if applicable)
   

2. Automatically Collected Information:

• IP address
   
• Browser type
   
• Pages visited
   
• Device information
   
• Location (if permitted)
   
• Cookies and similar tracking technologies
   

We may use your information to:

• Provide insurance quotes, products, and services
   
• Contact you about your inquiry or policy
   
• Send marketing communications (with opt-out options)
   
• Improve our website and customer experience
   
• Meet regulatory, legal, or compliance obligations
   
• Process employment applications
   

We do not sell your personal information. We may share your data with:

• Insurance carriers and partners to provide requested services
   
• Licensed agents and team members for client service
   
• Third-party vendors (e.g., website hosting, email marketing)
   
• Legal or regulatory authorities as required by law
   

We implement industry-standard administrative, technical, and physical safeguards to protect your data. However, no method of transmission or storage is 100% secure.

You can:

• Opt out of marketing emails
   
• Disable cookies via your browser
   
• Request access, correction, or deletion of your data
   
• Contact us to review or remove your personal information
   

This website is not intended for use by children under the age of 13. We do not knowingly collect personal data from minors.

Our site may contain links to other websites. We are not responsible for the privacy practices or content of those sites.

We may update this Privacy Policy periodically. Any changes will be reflected on this page with an updated effective date.

For questions about this policy or your data, please contact:

Ohio Insurance & Financial Services, LLC
1039 N. Main St. Findlay, Ohio, 45840, USA
Phone: 419-425-4200
Email: ark@ohinsuranceservices.com

By accessing or using our website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use our site.

This website is provided for informational and promotional purposes related to our insurance services. You agree not to misuse the content or use it in violation of any local, state, or federal laws.

All content on this site — including text, logos, graphics, images, and downloadable documents — is the property of Ohio Insurance & Financial Services, LLC and protected under copyright and trademark laws. You may not reproduce, republish, or redistribute any content without our express written consent.

Any insurance quotes provided through the website are estimates and not guarantees of coverage. All insurance policies are subject to underwriting approval by the carrier and may vary by state or risk profile.

The content on this website is for general information purposes only and should not be construed as legal, financial, or insurance advice. Please contact a licensed agent for advice specific to your needs.

You agree not to:

• Attempt to gain unauthorized access to our systems
   
• Interfere with the operation of the website
   
• Upload viruses or malicious code
   
• Misrepresent yourself when filling out forms
   

OIFS shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the website, even if we were advised of the possibility of such damages.

These terms are governed by the laws of the State of Ohio, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Hancock County, Ohio.

We reserve the right to update these Terms of Use at any time. Continued use of the site after changes constitutes your acceptance of the revised terms.