Protecting Your Land, Livelihood, and Legacy Since 1976
🌾 Farm Insurance in Ohio
Farming isn’t just a job — it’s a way of life. Whether you’re raising livestock, growing crops, or managing a multi-generational operation, your farm is exposed to risks every day.
Every farm is different — and your policy should be too.
A well-structured farm policy can include:
- Farm Property Insurance – Protects barns, silos, shops, fencing, grain bins, and other structures.
- Farm Dwelling Insurance – Covers your home and personal belongings on the farm.
- Farm Equipment Coverage – Includes tractors, combines, ATVs, irrigation systems, and other machinery.
- Farm Liability Insurance – Helps protect you if someone is injured on your property or you’re held responsible for damage.
- Livestock Coverage – Pays for the loss of animals due to accidents, theft, or natural disasters.
- Crop Insurance – Covers losses from weather-related damage, disease, or pests (available through federal programs and select carriers).
- Farm Auto Insurance – Protects farm trucks and other vehicles used for business purposes.
- Umbrella Insurance – Provides extra liability protection beyond your standard farm policy limits.
🌽 Why Is Farm Insurance So Important?
Ohio farms face risks from every direction:
- Tornadoes, hail, and extreme weather
- Equipment breakdowns during harvest
- Livestock illness or death
- Accidental injuries on the property
- Lawsuits from farm visitors or neighboring property claims
- Theft, vandalism, or fire
A single uncovered event can wipe out years of investment. Farm insurance provides peace of mind — so you can focus on what you do best: running your operation and feeding your community.
