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    • OIFS
    • Personal
      • Auto
      • Home
      • Health
      • Medicare
      • Life
      • RV
      • Personal Umbrella
      • Flood
      • Annuities
    • Business
      • Commercial
      • Business Owners Policy
      • Farm
      • Surety Bonds
      • Employee Benefits
      • Cyber Protection
      • Professional Liability
    • Service
      • Policy Changes
      • Claims
      • Locations
      • Payments
    • 800-678-8256

  • OIFS
  • Personal
    • Auto
    • Home
    • Health
    • Medicare
    • Life
    • RV
    • Personal Umbrella
    • Flood
    • Annuities
  • Business
    • Commercial
    • Business Owners Policy
    • Farm
    • Surety Bonds
    • Employee Benefits
    • Cyber Protection
    • Professional Liability
  • Service
    • Policy Changes
    • Claims
    • Locations
    • Payments
  • 800-678-8256
Because Their Tomorrow Depends on What You Do Today.

Plan with Purpose. Protect with Confidence.

Whether you're just starting a family, planning for retirement, or securing your legacy, life insurance provides critical protection for the people you care about most.  

Start Planning Today

Types of Life Insurance We Offer

Term Life Insurance

Protect your most valuable asset. Get comprehensive home insurance coverage with OIFS and safeguard your home against unexpected damage or loss.

Whole Life Insurance

Drive with peace of mind. OIFS offers a range of auto insurance policies to cover you and your vehicle against accidents, theft and other unforeseen risks.

Universal Life Insurance

Protect your loved ones' future. OIFS offers life insurance policies that provide financial security in case of an unexpected event.

Final Expense Insurance

Protect your business from unexpected events. OIFS offers customized insurance solutions to cover your business against risks and liabilities.

Why Life Insurance Matters

Financially protected if the unexpected happens. It can help:

  •  Replace lost income
     
  • Pay off mortgages or debts
     
  • Fund education expenses
     
  • Cover final expenses and funeral costs
     
  • Leave a lasting legacy


Having the right life insurance in place means your family won’t have to worry about financial hardship during an already difficult time. 

Start Planning Today

 As an independent agency, we’re not tied to one provider. That means we compare rates and benefits from multiple life insurance companies in Ohio to find the best fit for you. With decades of experience and a commitment to personalized service, we’ll walk you through: 

 

  • How much coverage you need.
     
  • Which type of policy fits your situation.
     
  • What you can expect to pay.
     
  • How to secure coverage quickly and easily.


Get a Quote

Who Needs Life Insurance?

 Life insurance is an essential part of a sound financial plan for:


  • Parents and growing families
     
  • Homeowners
     
  • Business owners
     
  • Newlyweds or new parents
     
  • Seniors planning for final expenses
     
  • Anyone with financial dependents or long-term goals
     

Whether you're 25 or 65, it's never too early—or too late—to protect those you love.

Why Choose Ohio Insurance & Financial Services?

Protecting Families Since 1976

As an independent agency, we’re not tied to one provider. That means we compare rates and benefits from multiple life insurance companies in Ohio to find the best fit for you. With decades of experience and a commitment to personalized service, we’ll walk you through:


  • How much coverage you need.
     
  • Which type of policy fits your situation.
     
  • What you can expect to pay.
     
  • How to secure coverage quickly and easily.
     

From Columbus to Toledo and everything in between, we proudly serve clients in Ada, Bellefontaine, Columbus Grove, Findlay, Holland, Kenton, Maumee, Perrysburg, Russells Point, Sidney,  and communities across Northwest Ohio with honest advice and local support you can count on.

Start Life Insurance Planning Today

 Protecting your family’s future starts with a conversation. Let us help you find the right life insurance policy in Ohio to meet your needs—today and tomorrow. 

Get in touch with a local agent

 

 Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use. 

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