Personal Health Insurance in Ohio
Affordable, Flexible Coverage for Every Stage of Life
Finding the right personal health insurance in Ohio doesn’t have to be overwhelming. At Ohio Insurance & Financial Services, we help individuals and families secure customized health coverage that fits both their needs and their budget. Whether you're between jobs, self-employed, retiring early, or simply seeking alternatives to employer-sponsored plans, we offer guidance and support every step of the way.
Who Needs Individual Health Coverage?
Self-Employed & Freelancers
Without access to employer-sponsored benefits, self-employed individuals must secure their own coverage to protect against unexpected medical costs and ensure year-round access to care.
Early Retirees
Those who retire before age 65 aren't yet eligible for Medicare, making individual health insurance essential to maintain continuous coverage during the gap years.
College Students & Graduates
College Students & Graduates
Graduates aging out of student health plans and students without school-sponsored coverage need individual policies to stay protected as they enter the workforce or continue their education.
Part-time Employees
Anyone in a Coverage Gap
College Students & Graduates
Many part-time jobs don't offer health insurance, so securing a personal plan helps these workers avoid coverage gaps and high out-of-pocket expenses.
Anyone in a Coverage Gap
Anyone in a Coverage Gap
Anyone in a Coverage Gap
Losing a job often means losing health benefits—individual plans offer temporary or long-term solutions to bridge those transitions without sacrificing coverage.
Young Adults Turning 26
Anyone in a Coverage Gap
Anyone in a Coverage Gap
Once they turn 26, young adults are no longer eligible to stay on a parent’s policy, making it crucial to find their own plan to stay insured and avoid penalties or uncovered emergencies.
Why Choose Personal Health Insurance?
