RV Insurance in Ohio
Protect Your Home on the Road with the Right Coverage
Whether you're cruising through Hocking Hills, setting up camp along Lake Erie, or heading south for the winter, your RV is more than just a vehicle—it’s your home away from home.
Who Needs RV Insurance?
You’ll need specialized RV insurance if you own:
- Class A, B, or C Motorhomes
- Travel Trailers or Fifth-Wheel Campers
- Pop-Up Campers or Teardrop Trailers
- Camper Vans or Custom RV Conversions
What Does RV Insurance Cover?
Liability Coverage
Protects you financially if you’re at fault in an accident or someone is injured while in or around your RV.
Comprehensive & Collision
Covers physical damage to your RV from accidents, theft, vandalism, fire, falling objects, or severe weather.
Personal Property Protection
Reimburses you for items inside your RV like electronics, clothing, kitchenware, and outdoor gear.
Vacation Liability
Adds liability coverage when your RV is parked and being used as a residence—ideal for campsites and RV parks.
Emergency Expenses
Helps pay for lodging and transportation if your RV is disabled while you’re traveling far from home.
Full-Timer Coverage
Provides more comprehensive protection for people who live in their RV year-round.
Why RV Insurance Matters
RVs combine the risks of both driving and living under one roof.
A standard auto policy won’t cover the full range of risks RV owners face, including:
- Accidents on the road
- Storm or weather damage while parked
- Theft, fire, and vandalism
- Personal belongings inside the RV
- Liability if someone is injured while visiting your RV
