Flood Insurance in Ohio
Protect Your Property from the Unexpected
Flooding is the most common and costly natural disaster in the United States, and Ohio is no exception. Whether you live near a river, in a low-lying area, or even in a neighborhood not typically known for flooding, just a few inches of water can cause thousands of dollars in damage.
How Much Does Flood Insurance Cost in Ohio?
Flood insurance costs vary depending on your property’s location, elevation, and risk level. However, coverage is often more affordable than you think, especially in moderate- or low-risk areas. Our team will walk you through pricing, coverage limits, and deductible options to help you make the best choice for your budget.
With heavy rains, snowmelt, and overflowing waterways, Ohio properties are increasingly at risk for flood damage, even without a hurricane or major storm.
What Does Flood Insurance Cover?
✅ Building Property Coverage:
- Foundation, walls, and flooring
- Electrical and plumbing systems
- Central air systems, furnaces, and water heaters
- Built-in appliances and permanently installed cabinets
✅ Personal Property Coverage:
- Clothing, furniture, and electronics
- Curtains, rugs, and valuables
- Portable appliances
- Washer, dryer, and freezer contents