Helping Ohio Residents Make Confident Medicare Decisions
Your Trusted Guide to Medicare Coverage Options
Medicare can be confusing—but we make it simple. At Ohio Insurance & Financial Services, we help you understand your options and choose the right coverage for your needs, budget, and lifestyle. Whether you're turning 65 or already enrolled, our local agents are here to guide you.
Your Medicare Coverage Options in Ohio
✅ Medicare Advantage Plans (Part C)
✅ Medicare Supplement Plans (Medigap)
✅ Medicare Supplement Plans (Medigap)
All-in-one plans offered by private insurers that include Part A, Part B, and often Part D. Many also include extra benefits like dental, vision, and hearing.
✅ Medicare Supplement Plans (Medigap)
✅ Medicare Supplement Plans (Medigap)
✅ Medicare Supplement Plans (Medigap)
Helps cover the out-of-pocket costs not covered by Original Medicare—like deductibles, copayments, and coinsurance. Great for those who want predictable expenses and flexibility in choosing providers.
✅ Medicare Part D (Prescription Drug Plans)
✅ Medicare Part D (Prescription Drug Plans)
✅ Medicare Part D (Prescription Drug Plans)
Standalone plans that provide coverage for prescription medications. Important to avoid late enrollment penalties.
✅ Special Needs Plans (SNPs)
✅ Medicare Part D (Prescription Drug Plans)
✅ Medicare Part D (Prescription Drug Plans)
Tailored coverage for individuals with chronic conditions or limited income.
Get Expert Medicare Help—At No Cost to You
Our services are always free to you—no pressure, no sales gimmicks, just clear guidance and support. Let our licensed agents help you find the best Medicare insurance in Ohio to fit your unique needs.
When Can I Enroll? Understanding Medicare Enrollment
- Initial Enrollment Period (IEP): Starts 3 months before your 65th birthday and lasts 7 months.
- Annual Enrollment Period (AEP): October 15 – December 7
- Medicare Advantage Open Enrollment: January 1 – March 31
- Special Enrollment Periods (SEPs): Triggered by life events like moving, losing other coverage, or qualifying for Medicaid.
Original Medicare includes Part A (Hospital Insurance) and Part B (Medical Insurance). While this covers many basic services, it doesn't cover everything—like prescription drugs, dental, or vision. That’s where Medicare Advantage, Supplement (Medigap), and Part D Prescription Drug Plans come in.
We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use.
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