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    • Personal
      • Auto
      • Home
      • Health
      • Medicare
      • Life
      • RV
      • Personal Umbrella
      • Flood
      • Annuities
    • Business
      • Commercial
      • Business Owners Policy
      • Farm
      • Surety Bonds
      • Employee Benefits
      • Cyber Protection
      • Professional Liability
    • Service
      • Policy Changes
      • Claims
      • Locations
      • Payments
    • 800-678-8256

  • OIFS
  • Personal
    • Auto
    • Home
    • Health
    • Medicare
    • Life
    • RV
    • Personal Umbrella
    • Flood
    • Annuities
  • Business
    • Commercial
    • Business Owners Policy
    • Farm
    • Surety Bonds
    • Employee Benefits
    • Cyber Protection
    • Professional Liability
  • Service
    • Policy Changes
    • Claims
    • Locations
    • Payments
  • 800-678-8256

Business Owners Policy (BOP) Insurance in Ohio

Affordable, All-in-One Coverage for Small to Mid-Sized Businesses 

Get a (BOP) quote

We’ll walk you through what you need — and what you don’t.

If you're a business owner in Ohio, you know how important it is to protect your company without overcomplicating your coverage. A Business Owners Policy, commonly known as a BOP, is a powerful way to bundle essential commercial insurance coverages into one simple, cost-effective package.


From Columbus to Toledo and everything in between, we proudly serve clients in Ada, Bellefontaine, Columbus Grove, Findlay, Holland, Kenton, Maumee, Perrysburg, Russells Point, Sidney,  and communities across Northwest Ohio with honest advice and local support you can count on.

Own property or serve customers? A BOP is built for you.

Who Needs a Business Owners Policy?

A BOP is a great fit for many types of Ohio businesses, including:

 

  • Retail shops
     
  • Restaurants and cafes
     
  • Offices and professional services
     
  • Medical practices
     
  • Salons and barbershops
     
  • Auto repair garages
     
  • Contractors with a physical location
     
  • Wholesalers and distributors

Why Choose OIFS for Your BOP Coverage?

 At Ohio Insurance & Financial Services, we’re not just checking boxes. We work with top-rated commercial insurance carriers and help business owners like you understand your risks, customize your coverage, and protect your bottom line. We’re local, responsive, and committed to helping Ohio businesses thrive.

Request a Quote

Benefits of a Business Owner Policy

✅ Simplified Coverage – One policy, one bill, easy to manage.


✅ Cost Savings – Bundled pricing typically reduces your premium.


✅ Customizable – Add coverages like cyber liability, equipment breakdown, or hired/non-owned auto.


✅ Streamlined Claims – One carrier, one point of contact 

Get a Free Business Owners Policy Quote Today!

Serving business owners across Ohio since 1976

We make the process simple. Whether you’re opening your first location or reviewing an existing policy, we’ll help you build the right BOP coverage for your business — and your budget. 

Request a Free Quote

 

 Info on this site is general and not insurance advice. Coverage varies and is subject to underwriting. Consult a licensed agent. OIFS is not liable for any losses from use. 

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